Vivint Pricing 2026: Full Breakdown

Vivint's HomeProtect offer pairs $24.99/month monitoring with an optional three-year service agreement, or $29.99/month without that agreement. Equipment and installation differ between the offers. Other systems and existing-customer agreements have different terms; compare the complete written quote.

What's on this page: Equipment and installation · Current advertised offers · Financing and cancellation · 3-year example · FAQs. General review: September 9, 2026. HomeProtect offer conditions clarified October 6, 2026; prices can change.

This update uses the official pricing and financing pages linked below. Advertised starting prices and named offer examples are not interchangeable with your individual quote. See our methodology →

Affiliate disclosure: SecurityCompassHQ may earn commissions from some links on this page, including as an Amazon Associate when you purchase through Amazon links. Commercial relationships are disclosed; this page does not assign a numerical product score. See full disclosure →

Equipment cost

From $199.99 HomeProtect with a three-year agreement

The checked new-customer HomeProtect offer lists $199.99 equipment with installation included when choosing the three-year agreement. Without that agreement, equipment is $349.99 plus installation. Vivint's FAQ and terms disagree between $199 and $199.99 for installation; confirm the amount in writing. Do not combine terms from different offers.

Key equipment facts

Activation fee
Offer-specific; ask for installation and activation amounts
Trial / return
Review the sale's cancellation notice and return terms; a warranty is different

Current advertised service prices

Plan Monthly 12 monthly payments What's included
HomeProtect — optional 3-year agreement $24.99/mo $299.88 Named HomeProtect offer with a three-year service agreement; equipment is separate. New customers only.
HomeProtect — no contract $29.99/mo $359.88 Named HomeProtect no-contract offer; equipment and installation are separate. New customers only.
Camera and smart-home configuration Get a written quote 12 × quoted monthly rate Confirm named services, camera storage and compatible devices in the quote

Contract terms & cancellation

Terms

Upfront purchase or financing

Monitoring and equipment agreements must be reviewed separately

Vivint offers month-to-month service with upfront equipment purchase, but the discounted HomeProtect offer requires a separate three-year service agreement. Check the selected service terms even when paying for hardware upfront. Its financing page describes 36–60-month equipment options with third-party lenders, subject to the offer and credit approval. Existing customers must use their signed terms; today's offers do not replace them.

ETF: Any monitoring exit fee depends on your service agreement. Ending service does not erase equipment financing; the loan agreement determines payment and payoff obligations. Ask for separate written service and equipment balances. Calculate your Vivint loan balance impact →  ·  Cancellation fee guide →  ·  Financing explained →

Cancellation

For cancellation steps and the agreement-specific charges to check, see our guide: How to Cancel Vivint →

Got a quote from a salesperson?

Decode the real contract terms, ETF exposure, and 3-year total before you sign.

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Our 2026 Contract Risk Index explains monitoring terms, equipment balances and exit-cost questions to check before signing.

3-year total cost

HomeProtect no-contract illustration using stated inputs

$1,628.63 before additional charges

Using the September 9 illustration inputs: $349.99 equipment + $199 installation + ($29.99 × 36 months) = $1,628.63. The $199 installation input is not a confirmed current quote: Vivint also lists $199.99. Substitute your written installation charge before comparing totals. This assumes unchanged service pricing and excludes taxes, add-ons, activation if applicable and financing interest. It uses the no-contract service rate, not the $24.99 agreement offer; it is not a universal Vivint price. For financed equipment, count its full cost once; if showing only installments paid in 36 months, also disclose the remaining balance.

Costs and feature limits to check

  • Compare the cash price, down payment, APR, total installments and balance after three years. Qualified offers may have 0% APR; do not assume every loan has interest or that every applicant qualifies.
  • Without a Vivint service plan, system functionality is limited, including loss of remote connectivity. Confirm what remains usable on your exact system.
  • Ask which quoted service covers your cameras, recording history and remote controls; do not rely on unsupported Basic, Enhanced or Complete tier labels.
  • Professional installation is mandatory — no DIY option

Calculate your personalised total cost

Open Cost Calculator →

Who should buy Vivint?

Ideal for

Homeowners who prefer a professionally installed alarm and smart-home system and can budget for its equipment and ongoing service.

Not ideal for

Buyers who need DIY installation, extensive app use without a service plan, or a total price they have not yet confirmed in writing. Renters and likely movers should check permission, relocation costs and agreement terms.

Read the editorial review for equipment and feature considerations:

Compare Vivint to other systems

See side-by-side pricing, contract terms, and camera quality for the systems buyers most often compare to Vivint:

Compare complete alarm options

Compare sensor coverage, app features and professional dispatch for your home. A comparison link does not mean another brand's devices are compatible.

Frequently asked questions

Is $24.99 the complete monthly cost?

No. The checked HomeProtect $24.99 monthly rate requires the optional three-year agreement; the no-contract rate is $29.99. Add equipment, any applicable installation charge, taxes and optional services. Other configurations may have different prices.

Is Vivint always month to month?

No. Upfront equipment purchase can support month-to-month service, but the discounted HomeProtect offer includes a three-year service agreement. Confirm the chosen service terms separately from equipment payment or financing. Existing customers must use their own signed terms.

How was the $1,628.63 example calculated?

It uses the September 9 illustration inputs: $349.99 equipment plus $199 installation plus 36 payments of $29.99. Vivint also lists $199.99 installation, so replace that input with your written quote. The example assumes unchanged rates and excludes taxes, add-ons and financing interest.

Does canceling monitoring cancel the equipment loan?

No automatic loan cancellation is established. Ask the lender for the remaining balance and payment terms, and ask Vivint separately about service cancellation, any exit fees and equipment functionality.

Official sources

General prices and terms review: September 9, 2026. Targeted HomeProtect offer and agreement clarification: October 6, 2026. Installation amounts conflict within the manufacturer page; confirm the amount in your written quote.

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