Cove’s current plan list has three tiers. Compare the monitoring features, camera support and equipment payment arrangement together. A monthly service price alone does not tell you the complete purchase cost or what you would owe when leaving.
Checked September 9, 2026. U.S. manufacturer prices and terms linked below. This is a dated source review, not a hands-on test or a guarantee of future prices. Equipment, monitoring, cancellation and total-cost calculations are covered separately.
Our method and commercial disclosure: See our methodology → See full disclosure →
Build an itemized equipment cart for the rooms, entry points and cameras you want to cover. The equipment total depends on the specific devices and current promotion in your cart. Check installation needs, delivery, taxes and any activation charge in your order summary.
Cove describes upfront Value purchases and an Affirm financing option. Its older Economy arrangement belongs to the discontinued Simple panel and can leave an equipment balance when service ends before 36 months. Read the payment agreement separately from the monitoring plan. Cove equipment payment options →
60-day return conditions: Cove says to notify it within 60 days of purchase and return the equipment in good condition with all original components for a refund of equipment and service. Follow the linked process and refund policy. Cove money-back guarantee →
Prices below are U.S. monthly monitoring rates. The yearly column is 12 monthly payments, not a separately advertised annual plan. Equipment and applicable charges are extra.
| Cove plan | Monthly service | 12 monthly payments | Main differences |
|---|---|---|---|
| Basic | $22.99 | $275.88 | Professional alarm monitoring; Connect app arm/disarm. |
| Plus | $32.99 | $395.88 | Adds camera support and seven-day cloud storage. |
| Premium | $42.99 | $515.88 | Adds 30-day cloud storage, equipment credit and extended warranty benefits subject to terms. |
The Basic app access described here applies to Cove Connect; the older Cove Simple Basic plan differs. Verify your panel generation and compatible cameras before changing plans. Cove’s current plan comparison →
Cove’s cancellation instructions distinguish equipment arrangements. Value customers who own the equipment outright can cancel without a penalty after the return window. Legacy Economy customers leaving before 36 months can owe an equipment balance. Financing obligations also need separate review.
To cancel, Cove directs customers to 855-268-3669. Ask for the effective date, final bill and written confirmation. Do not assume canceling monitoring erases equipment debt or preserves paid app and notification services. Cove cancellation instructions →
Use your written agreement and an itemized quote to check obligations. These tools and guides can help you organize the comparison:
At unchanged monthly rates, the service portion of a three-year comparison is:
| Plan | Calculation | 36 months of service |
|---|---|---|
| Basic | $22.99 × 36 | $827.64 |
| Plus | $32.99 × 36 | $1,187.64 |
| Premium | $42.99 × 36 | $1,547.64 |
Add your actual equipment cost once. For illustration only, a hypothetical $300 equipment purchase plus Basic service would total $1,127.64 over 36 months before taxes or other charges. The $300 input is not an advertised Cove kit price.
Enter your own equipment, service and fee assumptions:
Consider Cove if its compatible alarm equipment and monitoring features meet your needs. Start with Basic for the required alarm functions, then compare the added camera and warranty features of Plus and Premium against their additional service cost.
If your priority is reusing existing cameras or sensors, verify compatibility first. Compare documented monitoring capabilities alongside compatibility and total cost. Features can differ between Cove panel generations.
Read the detailed review and build a shortlist for your requirements:
Read the full Cove Security review → Not sure? Build a free plan →
Compare equipment, service requirements and contract terms using these guides:
Compare complete alarm alternatives
Compare required sensors, keypad coverage, compatible cameras and professional response in the systems below.
The checked monthly prices are Basic $22.99, Plus $32.99 and Premium $42.99. Equipment and applicable charges are separate; confirm the rate and panel compatibility in your order.
The plan comparison specifies Basic app arm/disarm for Cove Connect. The older Cove Simple Basic plan differs. Identify your panel generation before relying on a feature list.
That depends on your payment arrangement and final bill. Cove describes penalty-free cancellation for Value customers who own their equipment, but legacy Economy equipment balances and separate financing obligations can remain.
Service alone totals $827.64 for Basic, $1,187.64 for Plus or $1,547.64 for Premium at unchanged rates. Add your actual equipment purchase, applicable taxes and fees, and financing costs without counting equipment twice.
Editorial Content
Company & Trust
Answer a few quick questions and get a personalised security plan for your home or business.
Build my free security plan →No email required to start