Cove's pricing proposition is simple: CSAA Five Diamond certified professional monitoring — the same certification level as ADT — starting at $17.99/month with no contract. That's $5/month less than SimpliSafe's Standard plan, and $27/month less than ADT's entry professional plan. Two plans, no complexity, no long-term commitment.
What's on this page: Equipment costs · Monitoring plan table · Contract Risk Index score · 3-year total cost · Hidden costs · Who should buy Cove Security. Updated April 2026.
Figures sourced from public pricing pages, user-reported data, and direct brand verification. No brand pays to appear. See our methodology →
Affiliate disclosure: SecurityCompassHQ may earn commissions from some links. Commissions do not influence our recommendations or scores. See full disclosure →
Cove starter kits start at $199 (includes hub, door sensor, motion sensor, keypad). Equipment is sold directly — no retail. Cove's sensor lineup is focused on core alarm components with fewer extras than SimpliSafe.
Key equipment facts
| Plan | Monthly | Annual | What's included |
|---|---|---|---|
| Basic | $17.99/mo | $216/yr | 24/7 professional dispatch. Standard app access. |
| Plus | $27.99/mo | $336/yr | 24/7 professional dispatch + cellular backup + full Alarm.com app |
Contract Risk Index (CRI) — Low
Lowest possible lock-in risk
No contract at any tier. Month-to-month monitoring.
ETF: No early termination fee.
Cancellation
No contract. Cancel at any time with no fees.
Got a quote from a salesperson?
Decode the real contract terms, ETF exposure, and 3-year total before you sign.
Our 2026 Contract Risk Index scores all 9 brands on lock-in risk from 1 (no contract) to 5 (high penalty).
Estimated 3-year total
$1,007 – $1,355+
Low: $199 starter + ($17.99 × 36) = $847. Plus plan: $199 + ($27.99 × 36) = $1,207. Larger kit: $349 + ($27.99 × 36) = $1,355
Watch for these hidden costs
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Open Cost Calculator →Ideal for
Buyers who want CSAA Five Diamond professional monitoring at one of the lowest monthly prices, with no contract.
Not ideal for
Buyers who need a broad camera ecosystem or the most monitoring tier options — Cove's two-tier plan structure is simple but limited.
See our full editorial review for the complete scoring breakdown:
See side-by-side pricing, contract terms, and camera quality for the systems buyers most often compare to Cove Security:
How to pair this with a full alarm system
If you need sensors, keypad coverage, and professional dispatch, these are the best-fitting full-system routes.
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