The right next system after Vivint depends on one critical question first: is your equipment financing paid off? If not, that loan continues regardless of which monitoring provider you use. Once the financing situation is resolved, you have complete flexibility.
Here's a scenario-based breakdown to route you to the strongest match for your situation.
Affiliate disclosure: SecurityCompassHQ may earn commissions from some links. Commissions do not influence our recommendations or scores. See full disclosure →
I want no financing ever again
→ SimpliSafe or Cove
Equipment purchased outright, monitoring month-to-month. No Citizens Pay equivalent. SimpliSafe kits from $229 — own it, no loan.
I want similar smart home capabilities
→ Abode (HomeKit/Z-Wave) or Ring (Amazon ecosystem)
Abode matches Vivint's ecosystem breadth for Z-Wave/Zigbee/HomeKit users. Ring is the strongest match for Amazon households. Both are no-contract, purchased equipment.
I want professional installation again
→ ADT (professional install)
ADT professional install is the main alternative in the professionally-installed category. Unlike Vivint, ADT uses a monitoring contract rather than equipment financing — a meaningfully different financial structure.
I want the lowest monthly cost
→ Cove Security
CSAA Five Diamond monitoring from $17.99/month — the lowest among certified providers. Equipment from $199 purchased outright. No contract, no financing.
My Vivint financing is still active
→ Continue Vivint monitoring or explore third-party options
If you're still paying for equipment, reactivating Vivint monitoring may be the most financially logical path while the loan is outstanding — you're paying for the equipment regardless. Once paid off, you have full flexibility to switch.
Editorial Content
Company & Trust
Answer a few quick questions and get a personalised security plan for your home or business.
Build my free security plan →Takes 60 seconds · No email required to start