Start with what you want to change: the bill, the service commitment, installation, or the smart-home features. The five scenarios below help you choose what to compare. Budget for replacement equipment unless the new provider confirms your exact devices will work; SimpliSafe, for example, uses its own sensor radio system.
Check your Vivint service agreement and any equipment financing before choosing a replacement. Equipment payoff and service cancellation are separate questions. Identify the actual lender, confirm remaining obligations and include them in your switching budget.
Use the scenarios below to narrow your shortlist, then confirm the equipment, features and written terms that matter to you.
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I want no financing ever again
→ SimpliSafe or Cove
Choose an upfront equipment purchase and review the monitoring terms separately. Ask for the full equipment list and amount due today, including installation and required accessories. A monthly price can exclude equipment payments; check that you are selecting the upfront option before ordering.
I want similar smart home capabilities
→ Abode or Ring — verify your exact devices
Compare Abode and Ring by the exact devices and integrations they support. A shared technology name such as Z-Wave does not establish compatibility with every Vivint device. Ask the new provider to confirm your model numbers before planning to reuse hardware.
I want professional installation again
→ ADT (professional install)
Compare ADT’s professional-installation offer with your current Vivint agreement, including both service commitments and equipment payment options. Neither brand name alone tells you whether financing or a monitoring term applies.
I want to compare ongoing monitoring costs
→ Cove Security
Include Cove in your comparison, then request a written equipment total and monitoring offer for the features you need. Record the price after any promotion, required accessories, and separate equipment payments. Compare the same period and feature set across your shortlist before treating one offer as cheaper.
My Vivint financing is still active
→ Get both account balances before choosing a replacement
Compare continued Vivint service with a replacement using the costs and terms of both agreements. Confirm any ongoing equipment balance with the actual lender and any service cancellation amount with Vivint. Paying off hardware alone does not prove all service obligations have ended.
Compatibility and financing sources rechecked September 17, 2026: SimpliSafe device communication · Vivint financing. Cove monitoring plans and equipment payment options were also checked September 17, 2026. These sources support the distinctions above; get a current written quote for your equipment and service.
Use the same equipment list and time period for each quote. Write down these four amounts:
Keep debt you owe whether you stay or switch in both comparisons. Avoid counting equipment twice: use either its purchase total or the payments due in your chosen period, and show any balance left at the end. Our calculator helps organize a comparison; it does not determine your final cancellation charges.
A request you can use: “Please quote a replacement for this equipment list. Identify anything you can reuse, what must be replaced, the amount due for setup, and the service price after promotions. Include the service term and what I would owe if I ended it after one year.”
Still confirming your old account? Follow the Vivint cancellation checklist, then return to compare replacement quotes.
The calculator covers selected setup and service subtotals; add old-account charges and any overlap separately.
Not sure whether you've exhausted all your options before this point? See the full post-sign system map: Full after-signing options system — where replacement-shopping fits after Vivint cancellation →
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