Home Security System Pricing 2026

A transparent breakdown of equipment costs, monthly fees, and contract requirements for every major home security brand. Updated March 2026.

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Complete pricing comparison

Brand Equipment Monthly monitoring Contract Installation Score
SimpliSafe $230–$500 starter kit $9.99–$19.99/month No contract DIY (15–30 min) 9.2/10
Ring Alarm $200–$450 starter kit $10–$20/month No contract DIY (20–45 min) 8.8/10
ADT $400–$900+ (pro install included) $28–$60/month 2–3 year contract Professional (scheduled) 8.4/10
Vivint $599–$1,500+ (pro install included) $30–$60/month None (pay upfront or finance) Professional (same-day available) 9.4/10
Eufy Security $150–$400 starter kit Free (local) or $4.99–$9.99/month No contract DIY (20–40 min) 8.2/10
Abode $180–$400 starter kit Free (self) or $8/month No contract DIY (30–60 min) 8.1/10
Cove Security $200–$380 starter kit $17.99–$27.99/month No contract DIY (15–30 min) 8/10
Wyze $30–$100 cameras (no base kit) $9.99/month (optional) No contract DIY (10–20 min) 7.8/10
Arlo $100–$300 per camera $12.99–$17.99/month No contract DIY (10–20 min) 8.3/10

How to compare total cost

The equipment price is a one-time cost. Monthly monitoring is recurring. Over 3 years, a $200 kit + $20/month totals $920. A $500 kit + $10/month totals $860. The lower-monthly-cost system often costs less over time even with higher upfront equipment.

What drives the price difference?

  • Professional installation — ADT and Vivint include it in equipment cost. DIY systems don't charge for it.
  • Monitoring center quality — CSAA Five Diamond certification (ADT, SimpliSafe, Cove) costs more to operate.
  • Contract requirements — ADT's 2–3 year contracts guarantee monthly revenue; DIY systems charge more per month to compensate.
  • Camera quality — Arlo and Vivint's higher equipment cost reflects genuinely better hardware.

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